USDA loan · Wilmington, NC
USDA Rural Development Loans — Wilmington Area
Zero-down USDA loans in eligible Brunswick and Pender County areas around Wilmington. Income limits apply.
Plenty of Brunswick and Pender County neighborhoods qualify for USDA — including chunks of Leland, Hampstead, and Castle Hayne. Zero down, low MI, income limits apply.
Key features of USDA loans
- 0% down payment
- Lower guarantee fees vs. FHA MIP
- Income limits by county and household size
- Property must be in a USDA-eligible area
- Owner-occupied primary residences only
- 30-year fixed
Who this is ideal for
Buyers in eligible Wilmington-area communities with moderate household incomes.
Ready to explore a USDA loan in Wilmington?
Or email Tom directly at thomas28403@gmail.com